Free Checking

United Free Checking

We Make It Easy To Open Online

Get Started

United Free Checking

We Make Opening an Account Easy

Get Started

Additional Information

  We have no hidden fees. See our Fee Schedule for account details and services we do charge for, such as if you overdraw your account.

Banking Without the Baggage

Drop the fees, not your wallet: Checking1 with no baggage attached. 

  • Free ATM transactions2
  • No balance requirement
  • No monthly maintenance fee
  • Minimum deposit to open is $50
  • Free Debit Card
  • Free Online Banking 
  • Free Mobile Banking3
  • Free Bill Pay

Unpack More Benefits When You Bank With United

Secure Banking

Rest assured your online account is secure. When using your debit card, you have access to extra protection with our card controls feature.  Plus, your money is FDIC insured up to $250,000.

Customer Care

Get help at any time via phone, email, or with our 24/7 online banking support.  You can always visit a local branch, and we can help you with your banking needs. 

Everything you need in a checking account without extra fees. 

Get Started

Easy Banking with 1:1 Support When You Need It

 

Here's all you need to open a United Free Checking Account online:

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Social Security Number (SSN)

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Driver's License, State ID, U.S. Military ID, or U.S. / Foreign Passport

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$50 Opening Deposit (No minimum balance required.)

 

(Must be at least 18 years old)

Locate a branch near you.

Find a Location

Need help? Give us a call.

800.327.9862

We’ll get right back to you.

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1$50 minimum opening deposit. No minimum balance.  No monthly maintenance fee. Customer purchases checks. Other fees may apply. See fee schedule for details.
2Third party fees may apply. 
3Online and Mobile Banking: United Bank does not charge a fee for mobile banking. However, third-party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Certain other restrictions may apply. See the eBanking, Mobile Banking and Bill Payment Disclosure Statement and Agreement.
4Zelle: It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money with Zelle®.

United Bank Corporate Location:  2071 Chain Bridge Rd, Vienna, Virginia 22182, US

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United Bank also does business as United Bankshares in the state of Georgia