Buying your first home can be daunting. United Bank makes it a bit easier with special programs that help future home owners save on closing costs, pay less money down and much more.

Backed by the Federal Housing Administration, these loans help home buyers who can only afford or need a lower down payment amount. They allow for low down payment options — and provide flexible credit requirements.

Backed by the Department of Veterans Affairs, these loans are reserved for service members, veterans and eligible spouses. They allow for low down payment options — and provide flexible credit requirements.

Whether you're looking for a sure rate for the life of your loan - or one that starts lower and adjusts with the market — United Bank has you covered.