Gateway Home

Atlanta, Georgia

United Bank's Gateway Home

Your gateway to homeownership may be closer than you think! The Gateway Home1 loan might be the ideal solution to turn your dream into reality.

 

  • Primary residence
  • This program is only available in select market areas
  • Available for purchases and eligible refinances
  • Gift funds can be used
  • Income limits apply
  • Homeownership counseling certificate required prior to closing if a first-time homebuyer
  • Fixed and adjustable rate financing options available
  • No mortgage insurance required
  • Can be used in conjunction with other down payment assistance

 

  • Primary residence
  • This program is only available in select market areas
  • Available for purchases and eligible refinances
  • Gift funds can be used
  • Income limits apply
  • Homeownership counseling certificate required prior to closing if a first-time homebuyer
  • Fixed and adjustable rate financing options available
  • No mortgage insurance required
  • Can be used in conjunction with other down payment assistance, excluding all Federal Home Loan Bank (FHLB) down payment assistance

United Bank is a purpose-driven company that puts families and communities first. 

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1. Subject to Credit Approval. Not all applicants are eligible. Gateway Home is not available in all market areas. Loan must be for purchase or eligible refinance of primary residence. Property type and location limitations apply. Loan terms and conditions apply, including but not limited to, maximum loan-to-value of 97%, maximum loan amount, minimum credit score, and maximum income limits. Homebuyer education may be required. Program rates, terms and conditions are subject to change without notice.
United Bank is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Reserve, Federal Reserve Consumer Help, PO Box 1200, Minneapolis, MN 55480.
This is not a commitment to lend. Mortgage products and services are offered through United Bank. All loan applications are subject to credit and property approval and must meet loan program requirements to qualify. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required.  Speak with a Mortgage Loan Officer for more specific information.
United Bank and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.