United Free Checking

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United Free Checking

Free Checking That's Actually Free

Open an Account

Free Checking

No hidden fees. No minimum balance.

Get started with every convenience you need from a checking account. United Free Checking gives you a solid financial foundation, including a United VISA® Debit Card, free online banking with bill pay, eStatements and mobile banking with check deposits. You can also choose from Apple Pay®, Google Pay® and Samsung Pay™.

Every Account at United Bank Includes These Features and Benefits:

Bank Your Way

Exceptional products and services meet you wherever you are, extending beyond more than 220 full-service United Bank locations to ATMs, online and mobile banking. Manage account balances, transfer funds, place stop payments, access eStatements, review your transaction history and much more.

Easy Ways to Pay

Save time and money with United Bank’s free and secure online bill pay, combined with Zelle® friend-to-friend payments — a convenient way to send and receive money with people you know and trust. Quickly, securely and easily transfer money in the moment, or set up and modify online banking payments to virtually any merchant, company or individual without ever writing a check.

Safety and Security

United Bank has more than 180 years of experience you can trust to provide peace of mind.

Locate a branch near you.

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Need help? Give us a call.

800.327.9862

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Customer purchases checks. No monthly maintenance fee. Other fees may apply. See fee schedule for details. Bank rules and regulations apply. $50 minimum opening deposit. No minimum balance requirement.
Online and Mobile Banking: United Bank does not charge a fee for mobile banking. However, third-party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Certain other restrictions may apply. See the eBanking, Mobile Banking and Bill Payment Disclosure Statement and Agreement.
Apple Pay® is a registered trademark of Apple Inc. Google Pay is a registered trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. 
Zelle: Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. It's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number when sending money.