Free and Easy Checking

Free Checking that's full of features—not rules

Perfect if you're just starting out or just want a fresh (and free) start.

 

Open a New Checking Account

Free and easy checking is the right place to start

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  • No minimum balance and no monthly maintenance fee
  • Easy-to-open checking that's simple to manage
  • Great choice for students, recent grads and young professionals

Super-convenient tools. Still free.

  • Free Mobile and Online Banking plus free Bill Pay
  • Free United Visa® Debit Card
  • Free Personal Finance Tool to help budget and manage finances
Happy young adult woman standing in front of ATM machine, smiling and holding credit or debit card.
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Tech tools. Also free.

  • eStatements and Mobile Banking with Check Deposits
  • Friend-to-friend payments with Zelle®
  • Apple Pay®, Google Pay® and Samsung PayTM

A Personal Finance Tool

to help you control your money, track spending and save for the future.

 

 

 

Learn More

Open a free checking account

Here's all you need:

Social Security Number (SSN)

Driver's License or State ID

$50 Opening Deposit (No minimum balance required.)

(Must be at least 18 years old.)

Let's go
Customer purchases checks. No monthly maintenance fee. Other fees may apply. See fee schedule for details. $50 minimum opening deposit.. No minimum balance requirement.
Online and Mobile Banking: United Bank does not charge a fee for mobile banking. However, third-party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Certain other restrictions may apply. See the eBanking, Mobile Banking and Bill Payment Disclosure Statement and Agreement.
Apple Pay® is a registered trademark of Apple Inc. Google Pay is a registered trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. 
Zelle: It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money with Zelle®

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