Rewards Checking

United Rewards Checking

Checking With Financial Protection Benefits You Need and More

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Spend Less Time Worrying About Financial Security

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United Rewards Checking1 provides perks and rewards ready to work for you. Stay on track with credit reports and protect your assets with tools like theft reimbursement and identity monitoring. With a secure checking account and services for managing it, your finances can help you build an everyday life you’re confident in. 

Big Benefits You Can Actually Use

We offer extra financial protection and discounts so you can spend more time doing what you love.   

  • CERTAINTY in your Credit Report and Score*2 with Tracker. 
  • DAILY Credit File Monitoring* and automated alerts of key changes to your credit report. 
  • Identity Monitoring* of over 1,000+ databases.
  • Up to $10,000 Identity Theft Expense Reimbursement Coverage.3
  • Up to $400 in Cell Phone Protection3 for stolen or damaged phones paid through this account.
  • Travel and Leisure Discounts* from THOUSANDS of local and national businesses, including movie theaters and theme parks. (available via mobile or web only).
  • UNLIMITED one-on-one financial coaching, courses, videos, and more with Financial Wellness 360°.

Features And Benefits You Know To Expect From United Bank

  • Free United Bank Visa® Debit Card
  • Free Mobile Banking with Check Deposit**
  • Free Online Banking with Bill Pay
  • Free Mobile Wallet with Apple Pay,® Google Pay,TM and Samsung Pay®
  • Free Mobile Deposits and Transfers
  • Zelle®
  • eStatements or Paper Statements 
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Accessing Your Rewards Checking Has Never Been Easier

Online Banking

Under Help & Support you will find a link to Rewards Checking.  From here you will be able to sign in to access your benefits.  If you are a new Rewards Checking account holder, you can also sign-up for benefits acess. 

Mobile Banking

From the Bank With United Mobile Banking app you will find a link to United Rewards Checking when you tap "more".  The link will prompt you to download the Club Checking mobile app or open the app if you have the app already.

Quick Access

United Rewards Checking accounts opened prior to April 4, 2022, access your benefits by logging in to eClub Online. 

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Every Account at United Bank Includes These Features and Benefits:

Bank Your Way

Exceptional products and services meet you wherever you are, extending beyond more than 240 United Bank locations to ATMs, online and mobile banking. Manage account balances, transfer funds, place stop payments, access eStatements, review your transaction history and much more.

Easy Ways to Pay

Save time and money with United Bank’s free and secure online bill pay, combined with Zelle® friend-to-friend payments — a convenient way to send and receive money with people you know and trust. Quickly, securely, and easily transfer money in the moment, or set up and modify online banking payments to virtually any merchant, company, or individual without ever writing a check.

Safety and Security

United Bank is committed to serving its communities and its customers with safe, sound, and secure practices — backed by strong earnings, sound asset quality, and strong capital — that have allowed us to weather any storm for more than 185 years.

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Need help? Give us a call.

800.327.9862

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*Registration/Activation Required
1. Benefits are available to personal checking account owner(s), and their joint account owners. Customer purchases checks. See fee schedule for details on other fees that may apply. Bank rules and regulations apply. Minimum opening deposit is only $50 for retail accounts. United Rewards Checking is free if you use your United VISA® Debit Card for a minimum of 15 purchases in a statement cycle or have a monthly direct deposit of $500 or more. Otherwise, United Rewards Checking is only $10 per statement cycle. No minimum balance requirement.
2. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different type of credit score to assess your creditworthiness.

3. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. The Guide to Benefit is available to Rewards Checking customers after enrolling and logging in to Econo Check.  
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.
**United Bank does not charge a fee for mobile banking. However, third-party message and data rates may apply.
Apple Pay® is a registered trademark of Apple Inc. Google Pay is a registered trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. 
Zelle: Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. It's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number when sending money.