Recurring Savings

Budgeting Made Easy

Set up recurring savings with a United Bank savings account and grow your money faster and save year-round.

Open a Savings Account

Put Saving on Autopilot

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Budgeting doesn’t have to be stressful. Whether you’re saving for a dream vacation, an emergency fund, or any other financial goal, automated transfers help take the guesswork out of saving.  This approach not only removes the temptation to spend money impulsively but also creates a steady habit that can accumulate savings over time and keep you on track to reach your goals. Set up recurring savings, paired with an interest-earning account, to help grow your money faster, and save year-round.

  1. Automatic, recurring transfers help you reach your savings goals in a fast, secure, and easy way. With Online Banking, you can manage your accounts and transfer funds to and from accounts at a set frequency.  
  2. One of the simplest ways you can start saving when utilizing recurring savings, is by setting up a direct deposit split. You can ensure a fixed amount of money is moved in your savings account as it coincides with your pay schedule.

Set it. Save it. Watch it Grow.

 

Set-up automatic transfers online, directly from your checking or another savings account into a high-yield savings account, which helps you earn more on the money you save. At United Bank, our interest-earning account options allow you to take advantage of competitive rates while enjoying the liquidity you need to keep pace with daily life.  

Coins stacked with growing plants and graduation cap, symbolizing investment in education, savings, and financial growth.

   Set up automatic recurring transfers easily.

  • Sign in to online banking and select the Transfer tab.
  • From the drop-down lists, select the accounts you would like to transfer from and to, and enter the amount. 
  • Next, select a frequency from the drop down options to establish recurring transfers. Set the start-on and end-on dates and click Continue. 
  • Verify your transfer information and click Submit.
  • To transfer money from another U.S. financial institution select Add Accounts to add an external account. 
  • To view, edit, or delete scheduled transfers once established, click the All tab. Under the Transactions tab, select Scheduled Transfers.

  Direct Deposit

Using Direct Deposit to set up recurring savings, ensures a portion of your paycheck is automatically transferred to a savings account. Work with your employer to set up the right amount to transfer.  

United Bank Direct Deposit Form

Effortless Savings

Explore savings accounts at United Bank that are designed to help you grow your money faster. Our flexible options, supported by automated savings, make it simple and secure for you to start saving.   

Platinum Savings

It’s only $50 to open, with no minimum balance. Plus, you get the flexibility of tiered rates.1

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Super Money Markets

Get competitive tiered rates and the convenience you need to keep pace with daily life.1, 2

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Digital CDs

Our Digital CDs offer a fixed rate of return and flexible terms, so you can boost your savings for the short- or long-term. Open our best CD rate, 4.25% Annual Percentage Yield, 5-Month Digital CD.3

Open an Account

A recurring transfer allows you to move a fixed amount of money directly from your United Bank account, into your United Bank savings account, on a fixed schedule. These automatic, recurring transfers can help you grow your money faster in a safe, secure, and easy way.   Start today!

1Rate may change after opening, fees could reduce earnings.
2Minimum opening deposit and minimum balance requirements of $15,000.  $10 monthly fee if balance falls below required minimum.
3Minimum balance to open and obtain Annual Percentage Yield (APY) for United Bank's Digital Rate Certificate of Deposit is $500.  
Annual Percentage Yield (APY) is effective as of %%longDate%%. The annual percentage yield assumes interest earned is credited quarterly and remains on deposit until maturity. APYs are subject to change at any time without notice. A penalty may be imposed for early withdrawal.  APYs shown are available only for personal accounts opened online.  Rates are not guaranteed until the CD is opened. Digital Rate Certificates will renew at the standard rate of interest being paid on standard certificates with the term closest to the term of your certificate. Your certificate will continue to renew under these terms. You must notify us in writing before, or within a 10-calendar day grace period after the maturity date if you do not wish this account to automatically renew. 

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