Credit and Debit Card Cardholder Information
- Visa® Debit Cards
- Credit Cardholders
Personal & Business
You may continue to use your Piedmont Bank Visa Debit Card, as these will automatically convert to the United system. PIN numbers will remain the same.
All Piedmont Bank cardholders will receive a newly-issued United Visa Debit Card in the mail in the months following the conversion.
Beginning Monday post-transition, you may call 800.327.9862 if a replacement card is needed or if you have any issues regarding your United Debit Card.
Overdraft Services
If you are currently opted-in for Piedmont Bank to pay overdrafts for ATM or everyday one-time debit card transactions with your existing account, United will continue to honor your request. You may opt-out of this service at any time.
Please contact your local branch if you have any questions or want to opt-out of this service.
Learn more about your overdraft options with United in the Welcome Guide.
Current Piedmont Credit Cardholders <br> United will not hold or service credit cards that were previously offered through Piedmont Bank. Customers will be unable to make credit card payments or inquire about these accounts at United. If assistance is needed, you must contact ServisFirst Cardmember Service using the phone number on the back of your card. ServisFirst Cardmember Service can also be reached directly at 888.999.3340.
Please note: Post-conversion, Piedmont Bank credit card payments will not be accepted at United office locations.
United Visa® Credit Cards
For information about our credit card products and solutions, please contact or visit your local branch to apply. Credit approval is required. Learn more about United VISA® Platinum Card.
Important Notice
FDIC Insurance: In Georgia, branches operating under the United Bankshares name are in fact United Bank branches. It is important for you to know that United Bank is one bank regardless of whether you maintain your account at a United Bank branch outside of Georgia or at a United Bankshares branch within Georgia. Specifically, for purposes of your FDIC insurance coverage, United Bank and its United Bankshares branches in Georgia are viewed together as a single bank. If you hold one or more accounts maintained at a United Bank branch outside of Georgia and you also hold one or more accounts maintained at a United Bankshares branch within Georgia, all of these accounts are seen as being held at a single bank and are restricted to the standard insurance amount of $250,000 per depositor, per insured bank, for each account ownership category. All deposits will continue to be FDIC-insured up to the maximum amount allowed. In addition, for six months after the transition, your accounts with Piedmont Bank will be insured separately from any you may have with United.
For more information on FDIC insurance, please call 877.ASK.FDIC.
